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* mathematically, you could distribute the population-level costs to individual points (e.g. the false negative that pushes you over a penalty threshold gets assigned the full penalty), but that doesn’t get around the practical consequences of the fact that utility no longer forms a commutative #monoid, so you can’t independently calculate each example-level utility then sum: you don’t know if you exceed the penalty threshold, or which example pushed you over the edge, until you aggregate.